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iHelp Loans
Fund your degree, start your future
Through a partnership with the Community Bankers Association of Illinois and the Independent Community Bankers of America, Rushville State Bank provides a referral option for students and their families to finance the costs associated with higher education.
The iHELP student loan provides students and their families a way to cover the gap between the cost of education and other financial resources such as scholarships, grants, and federal student loans. The iHELP consolidation loan program gives college graduates a way to unify student loans into one potentially money saving account.
To learn more about this program or to obtain an application, click here.
The iHELP student loan provides students and their families a way to cover the gap between the cost of education and other financial resources such as scholarships, grants, and federal student loans. The iHELP consolidation loan program gives college graduates a way to unify student loans into one potentially money saving account.
To learn more about this program or to obtain an application, click here.
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Leasing Program
Alternative financing to suit all of your needs
- Improve cash flow
- Keep bank credit lines available
Learn more below
Our Partnership
Rushville State Bank believes in giving our customers lending options that are tailored to their specific operation.
Through a partnership with the Wisconsin Banker’s Bank, Rushville State Bank offers a leasing program as a financing alternative to our customers. Leasing allows you to enjoy the benefits of acquiring new or used equipment, buildings, cars or trucks without committing a large amount of cash as a down payment. We are able to offer a variety of flexible leasing programs, including operating and capital/finance leases that can be designed to fit your specific needs as a business owner or an individual.
Through a partnership with the Wisconsin Banker’s Bank, Rushville State Bank offers a leasing program as a financing alternative to our customers. Leasing allows you to enjoy the benefits of acquiring new or used equipment, buildings, cars or trucks without committing a large amount of cash as a down payment. We are able to offer a variety of flexible leasing programs, including operating and capital/finance leases that can be designed to fit your specific needs as a business owner or an individual.
Benefits of leasing over traditional bank financing
- Improves cash flow while conserving working capital (reducing your initial cash outlay)
- Leasing may offer tax advantages as an operating lease, resulting in a lower cost in after-tax dollars as compared to an outright purchase. Please consult with your tax advisor for additional details on tax consequences of leasing.
- Fixed payments during the full term of your lease to provide protection against rising interest rates.
- Ability to keep bank credit lines available for other credit needs that may arise.
Rushville State Bank offers a wide variety of lease financing options to assist you with your specific operation, regardless of the size. You will have the confidence of working with a locally-owned and managed financial institution. All settlement, processing, and servicing of the leasing arrangements are performed locally.
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Agriculture Lending
A helping hand from people who understand the business
- Farm Real Estate Loans
- Farm Operating Loans
- Equipment & Livestock Options
- FSA Guaranteed Loans
Rushville State Bank recognizes the importance of agriculture in our everyday lives. Many of our customers are involved in the field of agriculture in some way, whether directly or indirectly.
Rushville State Bank offers a wide variety of financing options to assist you with your specific operation, regardless of the size. As a locally-owned community bank, our loan decisions are made locally, by people who understand your needs.
Rushville State Bank offers a wide variety of financing options to assist you with your specific operation, regardless of the size. As a locally-owned community bank, our loan decisions are made locally, by people who understand your needs.
Farm Real Estate Loans
- Farmland, buildings and facilities
- Terms of five years
- Amortization periods of up to 25 years
- Flexible repayment terms
Equipment & Livestock Loans
- Terms of 5 years
- Amortization periods of up to 7 years
Operating Loans
- Operating expense loans available for all sizes and types of farming operations
- Fixed and variable interest rate loans available
Illinois Farm Development Authority
- Debt restructuring Program
- Beginning Farmer Program
FSA Guaranteed Loans
- Loans available for operating, equipment, real estate and livestock
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Commercial Lending
Investing in our community
- Commercial Real Estate Loans
- Equipment Loans
- Operating loans
See what we can offer your business
Rushville State Bank believes in investing in our community to promote economic growth in our area.
Rushville State Bank offers a wide variety of financing options to assist you with your specific business operation, regardless of size. As an independently-owned community bank, our loan decisions are made locally, by people who understand your needs.
Rushville State Bank offers a wide variety of financing options to assist you with your specific business operation, regardless of size. As an independently-owned community bank, our loan decisions are made locally, by people who understand your needs.
Commercial Real Estate Loans
- Commercial buildings and facilities
- Terms of up to five years
- Amortization periods of up to 25 years
- Flexible repayment terms
Equipment Loans
- Terms of up to five years
- Amortization periods of up to 7 years
Operating Loans
- Operating expense loans available for all sizes and types of business operations
- Flexible and variable interest rate loans available