NEW ONLINE BANKING SYSTEM
STARTING MAY 7, 2018, the online banking and bill payment system has a new look and new services available, including online images and online statements available. To access the new site starting May 7, click here. (click through any pop-ups you receive about leaving our website).
Current Online Banking Users: You will be directed to the login page where you will enter your current User ID. Your password will be your User ID and the last 4 digits of your social security number. You will then be asked to enter a new password, update your security questions and answers and will also be asked to review and agree to new terms and conditions. If you access our Online Banking system using a Mobile APP, you will need to delete and re-install the APP for your device. The login instructions will be the same for the Mobile Service.
New Online Banking Users: Click the New User option and follow the prompts to register your accounts for Online Banking Access.
On May 3-7, 2018 we will be upgrading our core bank software and some of our online banking products. You should have received an informational booklet in the mail with details of the new services and changes coming as a result of the system upgrade.
To see an electronic version of the booklet, please click here. If you have questions regarding the details of this system upgrade, please feel free to contact us at 217-322-3323.
EQUIFAX DATA BREACH - What to do next
It was reported last week that Equifax, one of the nation’s three major credit reporting agencies, was the victim of a data breach that may have exposed the sensitive personal financial information of 143 million American consumers. Data accessed during the breach included names, social security numbers, drivers license numbers, birthdates, and addresses. This unfortunate situation has become all too common in recent years as large employers, insurance companies, and credit card processing companies have fallen victim to data breaches of various levels of severity that have allowed consumer personal information to be released. More information on the data breach can be located at their website Equifax.com including a link to determine if your information may have been included in the breach and a link to enroll in free credit monitoring services if you choose to do so.
Regardless of the type or source of the data breach, here are some basic steps to take to help protect yourself after a data breach that may have released your personal information:
The Federal Trade Commission has published a booklet called ID Theft Recovery walking you through the detailed steps recommended after an incident of Identity Theft or after a data breach.
Check your credit reports from Equifax, Experian, and TransUnion — for free — by visiting annualcreditreport.com. Accounts or activity that you don’t recognize could indicate identity theft. Visit IdentityTheft.gov to find out what to do, which may include filing a police report.
Consider placing a credit freeze on your files. A credit freeze makes it harder for someone to open a new account in your name. Keep in mind that a credit freeze won’t prevent a thief from making charges to your existing accounts. If you decide against a credit freeze, consider placing a fraud alert on your files. A fraud alert warns creditors that you may be an identity theft victim and that they should verify that anyone seeking credit in your name really is you.
Monitor your existing credit card and bank accounts closely for charges you don’t recognize and report any unusual activity immediately. If you receive calls or letters regarding accounts you did not open, this may be a sign of identity theft as well.
File your taxes early — as soon as you have the tax information you need, before a scammer can. Tax identity theft happens when someone uses your Social Security number to get a tax refund or a job. Respond right away to letters from the IRS, and remember that the IRS never contacts you by telephone.
Depending on the type of information exposed in a data breach, your response may differ. An article from the Federal Trade Commission will guide you through the steps to consider when responding to a data breach.
Steps to take following a potential identity theft will differ depending on the type of information that was exposed. If you believe you have been the victim of identity theft or that any of your personal information was included in a data breach, please contact us at Rushville State Bank to discuss ways to further protect your identity and to protect your accounts from any potential losses.
ENHANCEMENTS TO ONLINE BANKING
Online Banking has a makeover with a fresh, new look and feel and exciting new enhancements to improve your online experiences.
Here’s a few details about the new digital banking enhancements:
- NEW Home page to view all your accounts and overall financial summary plus other information to better manage your finances
- NEW Spendable balance feature to quickly see what money you can spend and even set aside money you want to avoid spending
- NEW "Inquire about this transaction" feature to send a secure message about a specific item in your transaction activity - the transaction information will be added to your message so no more copying and pasting
- Enhanced transaction search features and filters to quickly find the information you need
- Set up account alerts directly on the Accounts Details page so you can stay current on all your account activity
- Quick access to Messages and Alerts via the Welcome Center to view details like how many unread messages you have and alerts that have been generated since your last login